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Beit Midrash
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- P'ninat Mishpat
This week we will present the guidelines in regard to the use of Hotza’ah Lapo’al, the governmental arm for the collection of debt.
Collection
1. The collection of debt is within the responsibilities of beit din.
2. One who is awarded money in a ruling of beit din may turn to Hotza’ah Lapo’al when the other litigant does not carry out the ruling and may, in addition to receiving the reward, be reimbursed for the expenses of extracting payment.
3. Hotza’ah Lapo’al, as opposed to beit din, levies interest payments against the person who owes the money and did not pay. It is permitted to accept those charges either as a penalty payment (see Yam Shel Shlomo, Bava Kama 9:30) or as compensation for lost profit (Mishpatecha L’Yaakov II, p. 116).
P'ninat Mishpat (832)
Various Rabbis
279 - Guidelines for Peshara
280 - Guidelines for Collection of Awards
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4. Part of the task of a beit din is to determine the ability of the obligor to pay (Shulchan Aruch, Choshen Mishpat 97). Therefore, when he asks beit din to make a reasonable schedule of payment, beit din should agree to deal with the request, instead of sending the parties to Hotza’ah Lapo’al. (Standard payment through beit din is within 30 days.)
5. When the obligor asks for the spreading of payment over a very long period of time and it is not clear that his request is in accord with halacha, it is possible to submit the matter to Hotza’ah Lapo’al, who have the ability to perform a professional evaluation of his ability to pay. (Not only is this their specialization, but they also have access to financial records that beit din does not have).
Executing the Payment of Checks
6. The recipient of a check may turn to Hotza’ah Lapo’al to extract payment when the subject of the check is a debt about which there is no real legal dispute. This does not require the permission of beit din (Rav Eliyahu, Techumin III, p. 244).
7. If the obligor objects to the claim of debt, a proceeding in beit din is required.
8. It is proper to turn to beit din to approve the process at Hotza’ah Lapo’al, which can allow one to receive expenses that Hotza’ah Lapo’al may put on the other party.
Various Rabbis
Various Rabbis including those of of Yeshivat Bet El, such as Rabbi Chaim Katz, Rabbi Binyamin Bamberger and Rabbi Yitzchak Greenblat and others.
Moreshet Shaul Moreshet Shaul: A Crown and its Scepter – part II
Based on Siach Shaul, Pirkei Machshava V’Hadracha p. 294-5
P'ninat Mishpat P'ninat Mishpat: Realtor’s Fee on Large Commercial Building – part I
(based on ruling 85031 of the Eretz Hemdah-Gazit Rabbinical Courts)
Rabbis in Midrash
Lessons
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(based on ruling 85031 of the Eretz Hemdah-Gazit Rabbinical Courts)
(based on ruling 85031 of the Eretz Hemdah-Gazit Rabbinical Courts)
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Based on Siach Shaul, Pirkei Machshava V’Hadracha p. 263 (address at the laying of the cornerstone of the Yeshiva Chakla’it in Kfar Haroeh)
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Based on Siach Shaul, Pirkei Machshava V’Hadracha p. 263 (address at the cornerstone laying for the Yeshiva Chakla’it in Kfar Haroeh – 1938)
Based on Siach Shaul, Pirkei Machshava V’Hadracha p. 263 (address at the cornerstone laying for the Yeshiva Chakla’it in Kfar Haroeh – 1938)
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