articles on Tzedakka - Charity

?Why does it say that charity is one of the three things that removes bad decrees
See here the rabbis answer

The Bankrupt Borrower
“I loaned someone money, and I did not hassle him for payment when he told me that things were tough"...

Charity to an elderly Arab at a bus stop
Can i give when I know that there are thousands of poor Jews who need that money too?

Wedding gifts
May I include wedding gifts as Hachnasat Kalah in my Tzedakah donations calculation?








